Dave Ramsey’s Entreleadership- A Raving Fan

Hajel's Musings

Dave Ramsey, sharing his play book with us at EntreLeadship Master Series Dave Ramsey, sharing his play book with us at EntreLeadership Master Series

I had the privilege of attending Entreleadership Master Series, a week-long training on Entrepreneurship and Leadership taught by Dave Ramsey in Nashville, Tennessee. Let me start by saying, I will do a great job of sharing the highlights with you, both through pictures and with words, however, that will only scratch the surface of what actually happened at Entreleadership. It must be experienced to be truly understood. It was rich,  rewarding and will totally revamp the way you view business, service and relating with people.

Once we started the process of engaging with the Dave Ramsey team to attend Entreleadership, you felt “special”, you felt like they wanted to “serve” you and help you succeed. This was a theme that ran through my engagement with them: on our first night in Nashville, we checked into our hotel room and…

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Hi friends i want to appologize for my absence on this blog for a while indeed i am sorry, however in other to provide cutting edge services we have moved to http://www.jeenager.com, from now on all post would be on that platform.Hope to see you there. Thanks

Financing for Development in Africa

By Biodun Awosusi

We are really glad to nominate five brilliant young people from the network to be part of the Youth Advocacy Group for Education First, the UN Secretary-General’s Global Initiative on Education. These are dynamic young Africans working to increase access to education, improve the quality of education and foster global citizenship. They were carefully selected from the numerous request for nominations we received. We look forward to positive response from the UN Youth Advocacy Group Selection Committee.

Here is a short bio of each person in his/her words:

Adebayo Ayobami Emmanuel (Nigeria)

I am currently a 500 level Medical student of Obafemi Awolowo University, Ile-Ife, Nigeria, who is interested in contributing my quota to the process of making the world a better place to live in for the entire human race, both poor and rich.

In the year 2011, I, as the Local Organizing Chairman of the…

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Lessons on Money


The seed of one millionaire is ONE NAIRA! That little kiosk today has the potential of becoming a network of supermarket in future if you avoid wastage!

True wealth is not counted in millions but in pennies.
… … …
The fact that N10 is written on the note you’ve, does not make the value N10.

Its just a reference to its purchasing power. It means if you decide to spend it you can only get goods or services to the tune of ten naira.

That N10 in your hand has two value: the PURCHASING VALUE AND THE INVESTMENT VALUE.

The purchasing value of N10 is N10 But the investment value is unlimited. Like a seed, if you keep investing & reinvesting that ten naira , it could end up yielding you ten million naira.

Avoid wastage! Waste is d cankerworm of wealth. To increase your wealth, you’ve to decrease your waste. IF LITTLE DROPS OF WATER MAKE A MIGHTY OCEAN THAT MEANS A SMALL LEAK WILL SINK A GREAT SHIP!

If you sit down&calculate all the monies u spent on frivolous unprofitable things in a year, you wil be amazed at d fortune you’ve thrown away.

Samuel Olagbenjo

John Rockefeller

John Rockefeller is remembered by most as the best businessman in history, he was the founder Standard Oil (Exxon Mobil is the largest of its descendants).John was born in New York on 8th of July 1839, to William Avery Rockefeller and Eliza Davison Rockefeller His father William was a doctor who made money pronouncing cure for cancer by traveling from town to town using dubious selling scheme. Whereas his mother Eliza was a strict religious person who taught John to be disciplined, work and save.

By the time John was 12 in 1851, he had saved $50 working for neighbours      and raising turkeys. At the urging of his mother, he loaned a local farmer $50 at 7% interest payable in one year. When the farmer paid him back with interest the next year Rockefeller was impressed and said of it in 1904:

“The impression was gaining ground with me that it was a good thing to let the money be my servant and not make myself a slave to the money…”

His family moved to the city of Owego, New York in 1851 and John attended the Owego Academy there. In 1853, they moved to Cleveland, Ohio and John went to the public high school, graduating in 1855. During his early school years, the teachers noticed that he was excellent with numbers and able to easily computate things in his head.

In 1855, John studied for nearly three months at Folsom Commercial College in a program that taught him about everything from accounting to exchange rates. Later that year, he began looking for a job as a bookkeeper, but had great difficulty finding one. It took him nearly two months to find a job as an assistant bookkeeper at Hewitt & Tuttle, a company that shipped produce. He impressed everyone with his honesty and diligence on the job, gradually moving his way up the ladder.

In 1859, John quit his job to start a business with his friend Maurice Clark. They formed the Clark & Rockefeller Co. with $4000 of their own money and began selling grain and hay. The business was wildly successful, making a profit of $4400 the first year and $17,000 the second year. The business continued making huge profits during the Civil War, but John eventually began looking for a new industry.

In 1862, he started a business called Andrews, Clark & Company. He made the business very efficient by making it so that the business could manufacture most of the supplies it needed. In 1865, he bought out the shares owned by the Clark brothers for a price of $72,500 and gained complete control of the company. He brought his brother William into the business to formal partnership and began work expanding the business by building more refineries.

In 1867, a man named Henry Flagler joined the business, making the name Rockefeller, Andrews & Flagler. A year later, their company became the largest refiner in the world and was highly efficient. In 1870, they formed the Standard Oil Company with John owning the majority share (30%). They immediately began trying to buy out the other oil companies to make Standard Oil a massive corporation, controlling oil wells and refineries all over the country.

By 1879, Standard Oil controlled 90% of the refining in the United States and about 70% of the refined oil being exported. In 1882, the company became a trust with John controlling a significant portion of the Trust shares. However, he did not have complete control and the board of trustees was able to do things without his approval. The company continued to grow, gradually becoming a monopolistic force and nearly forcing businesses to use their oil.

In 1890, the attorney general of Ohio brought a lawsuit against the company, eventually winning in 1892. The Trust was dissolved and Standard Oil was split into twenty companies. In spite of the split, the leaders in the company remained the major shareholders in the individual companies and essentially retained control of the company.

In 1891, John’s hard work was beginning to wear him down. He became very ill quite frequently and lost all of his hair and eyebrows. He appointed a man named Frederick Gates to manage his fortune with investments and charitable contributions. In 1897 he retired at the age of 58, leaving the company under John Archbold’s control. However he did not retire officially and he received the blame when Archibold hiked prices to increase monopolistic revenue.

John’s fortune peaked at about nine hundred million dollars in 1912 and his son, John Jr., joined Frederick Gates in the effort to manage the money. He donated seventy-five million dollars to the University of Chicago, founded the Rockefeller Foundation for education, founded the Rockefeller Institute for medical research, and founded the Rockefeller Sanitary Commission.

John Rockefeller died on May 23, 1937, leaving most of his fortune to his heirs.

a few Good Men……

good men   Hmm i think i know whats on your mind! An expose about men right?
Well keep your fingers crossed I ‘might’ just be going your way.**winks**
OK! I have always wondered how certain men caused revolutionary change in their generations,most times i ponder on what Gandi knew,Martin luther kings drive and why Nelson Mandela was willing to die?
I check the bible and wonder why God raised moses, Gideon,Deborah,Esther and the likes.
Then again i think of men like Hitler,Osama bin laden and Gadafi and i just wonder what made them so thick!(abeg o i don’t fancy dem o)
Well i finally came to the conclusion;it takes a few good men or bad men for that matter to cause a stirring and the masses would follow.
I said all that to say this I believe that someday from now the good few men and women of Nigeria would rise up to challenge the bad few. I really do not know if it would be violent or not(i pray its not) but i know that day would come when WE THE GREAT PEOPLE OF NIGERIA WOULD RISE AND BE RESPONSIBLE FOR OUR NATION.
……….ehen where did your mind go to the other time? Pls Pulsssssss don’t give me that face!
Its no news that most girls think that the majority of men are bad and all they do is use misuse and dump ladies abi?
Though there are A LOT of wolves in sheep clothing I DO believe that there are still God fearing,responsible men that respect women. After all the fact say chinko dey market no mean say people no dey buy original!
Thank you for sharing my thoughts with me i would love you to kindly say something about these thoughts of mine.cheers